The arithmetic is easy, the moment is not
Working out twenty percent of a bill is trivial on paper and unexpectedly awkward at the end of a meal, with a card machine waiting, several people talking and a figure that is not a round number. The calculation is not hard. Doing it correctly in a few seconds while being watched is.
That is the entire reason this exists. Four numbers in, six numbers out, no scrolling and nothing to interpret. The one figure that resolves most disagreements, the tip each individual is contributing, is included rather than left as an exercise.
Working out a bill
- Enter the Bill amount (before tip), as printed, before anything is added.
- Choose a Tip percentage from the four presets, or select custom.
- If you chose custom, enter your figure in the custom percentage field. Otherwise ignore it.
- Set the Number of people splitting the bill.
- Read the result, which shows the tip, the total, the per person amount and the per person tip.
What the report gives you and why each line is there
The first three lines echo your inputs back, including whether the percentage came from a preset or from the custom field. That sounds redundant until you have calculated the same bill twice with different assumptions and cannot remember which figure you are looking at.
Then the tip on its own, which is the number the card machine may ask for directly. Then the total, which is what the bill actually comes to. Then the amount per person, which is what everyone hands over. Then the tip per person.
That last line is quietly the most useful one. When someone at the table thinks the tip is too high, the number they care about is not the total tip, it is their own share of it, and having it on screen turns a debate into a two second decision.
Rounding, and why the shares do not add up
Money splits imperfectly, and this is the part worth understanding rather than being surprised by.
Every figure is computed from the unrounded values and rounded only for display, to the nearest hundredth. So a bill of 63.40 with a twelve and a half percent tip has a true total of 71.325 and a true per person share, across four, of 17.83125. Displayed, those become 71.33 and 17.83, and four times 17.83 is 71.32.
The alternative approaches are all worse. Rounding each share up collects a penny more than the bill. Rounding down collects a penny less. Distributing the remainder means telling one person at the table they owe a different amount from everyone else. Computing honestly and displaying to the cent is the least surprising option, and in real life somebody rounds up anyway.
What the presets are, and are not
The four preset figures are simply the ones that come up most often where tipping is customary. They are not a recommendation, and the tool has no view on what you should tip.
Tipping practice differs enormously between countries and between kinds of establishment, and in a good number of places adding a tip at all is unusual or actively discouraged. The custom field accepts anything from zero upward for exactly that reason, and zero is a legitimate answer in plenty of the world.
Related everyday calculators
For the underlying operation without the restaurant framing, Percentage Calculator handles percentages of, changes between and shares of any two numbers. To decide which of two products is actually cheaper before the bill exists, Unit Price Calculator compares by price per unit.
For the other everyday running costs, Fuel Cost Calculator prices a journey and Budget Planner covers the month. The rest are on the calculators hub.

